Rate, Quote & Bind (RQB)
RQB is the single-entry backbone for quoting across P&C lines. Standardize the intake, reduce handoffs, and generate consistent quote artifacts-then bind with confidence.
Why RQB
- Speed: Real-time validations and calculated fields reduce back-and-forth.
- Consistency: One data model from intake to bind, fewer errors.
- Scale: Cloud-native, multi-tenant architecture with role-based controls.
- Open: APIs and webhooks to connect carriers, EI, and downstream systems.
Core capabilities
- Data model: Applicants, exposures, locations, schedules, and coverage options.
- Rules: Appetite, eligibility, and rating pre-checks.
- Documents: Auto-compile quotes, binders, and subjectivities lists.
- Auditability: Change history, approvals, and reportable metrics.
Integrations
Works seamlessly with IntakeAI Bridge (clean submissions in) and Underwriter Link (multi-market comparison). Use Expert Insured APIs to reach external carriers and data partners.
Built to Connect
Out-of-the-box connections to major carriers, data sources, payment providers, and document services. Add your own with our open APIs.
Ready to modernize quoting and binding?
- IntakeAI Bridge: Push normalized submissions into RQB and Expert Insured.
- Underwriter Link: Bind in UL, then store policies and endorsements in Expert Insured.
